Lately the subject of “risk” has been on my mind a lot, as well as on the minds of my friends and clients, so I thought I would jot down a few notes on the subject.

I frequently get asked, “What do I think about the economy?” or “What do I think the stock markets are going to do?”. Depending on the person doing the asking and what they are invested in or thinking about investing in, the conversation can get quite involved.

I remember when I was a kid I thought, “If I had a million dollars, I could do anything.” What happened?

I have been dealing with money professionally for a long time. During these many years, several things about it have become very clear.

For myself and my friends who invest, the question of “what to do now” frequently comes up. It is a topic of discussion that usually ends in shrugged shoulders, headaches and no clear decision about what to do.

I am using my blog to communicate situations and data that I come across in my work and everyday life.